2016 is a great time for first home buyers who choose to build. Interest rates are low, government grants are still in place and you save on stamp duty. You can actually build a brand new home for less than buying established! As a first home buyer, you’re eager to get into your own place and have it just the way you want, right? But before you get too carried away, its important that you stick to your budget so that you don’t over capitalize on your investment.